Independent Board Member of AC since 2019 and of the Financial Risk Committee since 2010. He is currently a member of the Board of Directors, Founding Partner and General Manager of Banco Bancrea, S.A. and Arrendadora Bancrea, S.A. de C.V., SOFOM, E.R. since 2013; however, AC has no relationship with any of these entities. Member of the Associates Committee of the Association of Banks of Mexico for more than 20 years. He holds a Law Degree from Tecnológico de Monterrey, a Master’s Degree in International Law and Finance from Tulane University, and a Master’s Degree in Business and Finance from Tecnológico de Monterrey. He was CEO of Afirme Grupo Financiero and all its subsidiaries; Proprietary Board Member and Secretary of GE Capital Bank, S.A.